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Templates that do the thinking.

Budget, meals, chores. Auto-saved in your browser, print-friendly, and exportable as CSV. Nothing leaves your device.

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Your household

Tweak these and the 50/30/20 targets adjust to your real life.

$

Paycheck → monthly

Enter what hits your account each payday. Solo converts it to monthly income so the 50/30/20 targets stay accurate.

$
$0Every 2 weeks

Monthly budget

Adjusted for your situation — target 50/30/20.

Needs 0%/ 50%Wants 0%/ 30%Savings 0%/ 20%

Income (in)

$0

  • $
  • $
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  • $

Needs

$0

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Wants

$0

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Savings & debt payoff

$0

  • $
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In

$0

Out

$0

Leftover

$0

Why these targets?

The classic 50/30/20 rule assumes a stable salary and no childcare. We start there and shift the dial based on your household above — variable paychecks push savings up, heavy childcare pushes needs up, SNAP/WIC trims needs a touch. Change anything and the targets recalculate.

Track real spending

Open the monthly expense tracker

Log charges in seconds. Solo compares them to the targets above so you know where you stand mid-month.